Incoming international funds might take up to 15 days to arrive, and Golden 1 Credit Union will post them to your account on the same day they’re received, as long as it’s by the 3:30 a.m. correspondent bank for further credit to:įor Credit to: Beneficiary Name and Account Number The financial institution sending the money should forward this information to its U.S. If you’re receiving an international wire transfer, provide the following information to the individual or business sending the wire transfer to you. Golden 1 Credit Union is not part of the Society for Worldwide Interbank Financial Telecommunication (SWIFT) network and does not have an International Bank Account Number (IBAN). You should also provide your name as it appears on your account and the account number where the funds should be received. The credit union instructs its customers to use 321175261 as the Golden 1 routing number and 8945 Cal Center Dr., Sacramento, CA 95826 as the address for these transfers. Golden 1 Credit Union allows you to send and receive domestic and international wire transfers, for which you’ll need the correct routing number. The next four numbers are the ABA Institution Identifier, and the last number is the check digit.Ī Better Way to Bank Routing Numbers and Golden 1 Credit Union Wire Transfers These two numbers are no longer used as of 1985, with 01 to 12 replacing them. The first four numbers are the Federal Reserve Routing Symbol, and the first two numbers of that set are allocated to specific types of financial institutions or uses, with the “32” in the Golden 1 bank routing number indicating that it’s for checks, drafts and electronic transactions of thrift institutions. The Official ABA Registrar of Routing Numbers assigns these numbers to federal- or state-chartered institutions that are eligible to maintain accounts at a Federal Reserve bank. How Do Credit Unions Get Routing Numbers?Ī routing number is also called a routing transit number (RTN) or American Bankers Association (ABA) routing number. If you are at all confused about which number to use, you should consider calling Golden 1 because using the right number could mean the difference between your money going into the right or wrong account. You might not have a check handy, however, so you can also call Golden 1 any time at 87 to find the routing number for your account. If you have a Golden 1 checking account, you can also find your routing number on a check - the check routing number is the first nine numbers in the lower left corner.
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